Learning material presented in small units of personalized instruction. Behavioral psychologist Fred Keller, developed this approach, which bears his name. Instructors only facilitate, grade as pass or fail, administer no punishment at any learning stage. A student takes a test on the completed unit when the student feels ready to do so. Depending on the result, other units are given at the student’s pace.

• HELL
• HELL OR HIGH WATER CLAUSE
• HELM
• HELOWE-WALL
• EXCESS INSURANCE
• EXCESS INTEREST
• EXCESSIVE
• EXCESSIVE ASSESSMENT
• EXCESSIVE BAIL
• EXCESSIVE DAMAGES
• EXCESSIVE FORCE
• EXCESSIVE SENTENCE
• EXCESSIVE VERDICT
• EXCESSIVE WEAR AND TEAR CHARGE
• EXCESSIVE WEAR AND USE CHARGE
• EXCESS LAYER
• EXCESS LIMIT
• EXCESS LINE BROKER
• EXCESS LOSS PREMIUM FACTOR
• EXCESS MILEAGE CHARGE
• EXCESS OF JURISDICTION
• EXCESS OF LOSS
• EXCESS OF LOSS REINSURANCE
• EXCESS OF PRIVILEGE
• EXCESS PER RISK REINSURANCE