| 单词 | COMMERCIAL UMBRELLA POLICY |
| 释义 | An INSURANCE contract that provides protection for very large exposure amounts (well in excess of those that might be obtained through a standard PROPERTY AND CASUALTY INSURANCE policy, a COMMERCIAL GENERAL LIABILITY POLICY or a MULTILINE POLICY). The umbrella policy covers a broad range of INSURABLE RISKS, but serves as an EXCESS LAYER facility rather than a FIRST LOSS cover. See also MULTIPLE PERIL PRODUCT. |
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