| 单词 | BANK |
| 释义 | A financial institution that is permitted, through its CORPORATE CHARTER, to accept DEPOSITS and extend commercial and retail LOANS, and perform various INTERMEDIATION and FIDUCIARY functions. COMMERCIAL BANKS specialize primarily in traditional forms of commercial lending and deposit taking, while INVESTMENT BANKS and SECURITIES FIRMS are active in CORPORATE FINANCE, securities UNDERWRITING and TRADING. UNIVERSAL BANKS and BANCASSURANCE groups engage in a broader range of activities, including traditional banking, securities underwriting, investment management, INSURANCE, and trading. Regulatory authorities generally monitor the activities of banks to ensure that clients, particularly small depositors, are properly protected. |
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