In construing a policy of life insurance, it is generally true that before anytemporary ailment can be called a “disease,” it must be such as to Indicate a vice in theconstitution, or be so serious as to have some bearing upon general health and thecontinuance of life, or such as, according to common understanding, would be called a”disease.” Cushman v. Insurance Co., 70 N. Y. 77; Insurance Co. v. Yung, 113 Ind. 159,15 N. E. 220, 3 Am. St. Rep. 030; Insurance Co. v. Simpson. 88 Tex. 333, 31 S. W. 501,28 L. R- A. 705, 53 Am. St. Rep. 757; De- laney v. Modern Acc. Club, 121 Iowa, 528, 97N. W. 91, 03 L R. A. 003.

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