法律英语词汇“deposit”的翻译、意思、用法、释义-法律词典

单词

deposit

释义

deposit

deposit 1. the act of placing money with a bank. Thus, a deposit account is a bank account that pays interest but that imposes the requirement of notice (or a penalty in terms of interest) before with- drawal can be effected; a deposit receipt is an acknowledgement by the bank that sums have been deposited and are being held for the account of the depositor; a certificate of deposit is a financial instru- ment providing a similar acknowledgement but where the claim of the depositor is transferable. The Banking Act 1987 provides that the acceptance of a deposit in the course of carrying on a deposit-taking business in the UK requires authorisation from the Bank of England as competent authority. (see further SCF Finance Ltd v. Masri (No. 2) [1987] 2 WLR 58.)

2. to place documents with a bank or safety deposit company for safekeeping; or the placing of property with an officer of the court for safekeeping pending litigation.

3. money paid to a person as an earnest or SECURITY for the perfor- mance of a contract or other obligation. Thus, in contracts for the sale of land, a deposit is regarded not only as part-payment of the pur- chase price but as a security for the purchaser's due completion of the purchase (see Soper v. Arnold (1889) 14 App. Cas. 429). In Scotland the position is that the contract is construed to determine the parties' intentions in making the payment.

4. a deposit of title deeds as security for the repayment of borrowed money has long been held to constitute an equitable MORTGAGE (see Ex p Kensington (1813) 2 Ves. & B 79, 84).

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deposition

5. in Scotland, a contract to place something in the custody of anoth- er for reward.

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