单词 | loan |
释义 | loan n 1 a: money lent at interest b: something lent usu. for the borrower's temporary use 2: a transfer or delivery of money from one party to another with the express or implied agreement that the sum will be repaid regardless of contingency and usu. with interest; broadly: the furnishing of something to another party for temporary use with the agreement that it or its equivalent will be returned the leasing of the vehicle was termed a ~ subject to usury statutes bridge loan: a short-term loan used as a means of financing a purchase or enterprise prior to obtaining other funds used a bridge loan to purchase a new home prior to the sale of their previous one con·ven·tion·al loan /kən-'ven-chə-nəl-/: a loan for the purchase of real property that is secured by a first mortgage on the property rather than by any federal agency demand loan: a loan that is subject to repayment upon demand of the lender home equity loan: a loan or line of credit secured by the equity in one's home – called also equity loan, home equity line, home equity line of credit; see also qualified residence interest at interest 5 loan for con·sump·tion /-kən-'sümp-shən/: a loan in which the borrower is obligated to return property of the same kind as that borrowed and consumed — used chiefly in the civil law of Louisiana; compare bailment, deposit, loan for use in this entry loan for use: a loan in which one party lends personal property to another with the understanding that the borrower will return the same property at a future time without compensation for its use: commodatum — used chiefly in the civil law of Louisiana; compare bailment, deposit, loan for consumption in this entry par·tic·i·pa·tion loan: a single loan in which two or more lenders participate term loan: a loan extended to a business with provisions for repayment according to a schedule of amortization and usu. for a period of one to five years and sometimes fifteen years |
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