Motor Insurers Bureau (MIB) a voluntary organisation set up by insurance companies to avoid government interference that makes sure that those injured on the roads by uninsured drivers are com-

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pensated. It operates under an agreement with the Secretary of State for the Environment to meet any unsatisfied judgments in respect of a liability against which it was obligatory to insure. There are three types of case:

(1) identified uninsured drivers;

(2) the identified driver with a policy of insurance in force but under which the insurer is not liable, perhaps because of fraud or because of breach of a term of the policy. In this case the agreement between the MIB and its members is called the domestic agreement; the insurer deals with the claim as if valid, allowing the injured person to recov- er damages. The domestic agreement even covers some cases where the insured was not liable at all because the policy did not cover the risk that materialised;

(3) the untraced driver, a type of case covered only since 1968.

• undue influence
• unenforceable
• unfair dismissal
• unfair prejudice
• unicameral
• Uniform Commercial Code
• unilateral
• unilateral error
• unincorporated company
• United Nations (UN)
• unjust enrichment
• unlawful assembly
• unlimited company
• unpaid seller
• unregistered company
• usucaption
• usufruct
• usury
• usus modernus Pandectarum
• uttering
• v.
• vacant possession
• validity
• value-added tax (VAT)
• vandalism