| 单词 | Life insurance |
| 释义 | 人壽保險 1. In a strict sense, a contract under which the insurers undertake, in consideration of specified premiums being continuously paid throughout the life of a particular person, to pay a specified sum of money upon the death of that person: Halsbury’s Laws of Hong Kong, Vol 15, Insurance [220,203]; Dalby v India and The London Life Assurance Co (1854) 15 CB 365. 2. In the broader sense, it comprises any contract in which one party agrees to pay a given sum upon the happening of a particular event contingent upon the duration of human life, in consideration of the immediate payment of a smaller sum or certain equivalent periodic payments by another party: Halsbury’s Laws of Hong Kong, Vol 15 Insurance [220,205]. A life insurance policy may be surrendered before maturity to obtain a ‘surrender value’. No contract of life insurance shall be entered into on the life of any person if the person for whose use or benefit or on whose account the contract is to be entered into has no insurable interest: Insurance Companies Ordinance (Cap 41) s 64B(1)(a). The proceeds of a life insurance policy on the life of the deceased are exempted from estate duty: Estate Duty Ordinance (Cap 111) s 10(ga). See also Superannuation. 1.嚴格來說，承保人按合約保證，會就終特定人士一生持續支付指明保費的代價，而在該人士過世時支付指明的款項：Halsbury Laws of Hong Kong, 第15冊，保險，第[220,203]段；Dalby v India and The London Life Assurance Co (1854) 15 CB 365。 2. 廣義來說，包含會就即時支付較少的款項，或由另一方支付的相等的分期付款的代價，而在取決於人的生存期間特定的事件發生時，支付規定的款項：Halsbury Laws of Hong Kong, 第15冊，保險，第[220,205]段。人壽保險單可在滿期前退保並獲得「退保值」。如訂立的保險合約是為某人的使用或利益，或為某人而訂立的，而該某人並無可保權益，則不得就任何人的壽命訂立保險合約：《保險公司條例》（第41章）第64B(1)(a)條。就去世人士的壽命訂立的保險單的所得利益無須繳付遺產稅：《遺產稅條例》（第111章）第10(ga)條。另見 Superannuation。 |
| 随便看 |
|
法律词典收录了8080条英汉双解法律词条，基本涵盖了常用法律英语单词及短语词组的翻译及用法，是法律学习的有利工具。