| 单词 | Electronic funds transfer |
| 释义 | 電子轉帳／電子資金轉移 Abbr – EFT Instantaneous transfer of funds between parties to a transaction through electronic communication means. EFT systems may be either non-consumer-activated or consumer-activated, depending whether the bank or the consumer selects and activates the system. An example of the non-consumer-activated system is the international electronic funds transfer system SWIFT operated by the Society for Worldwide Interbank Financial Telecommunication. Consumer-activated EFT systems include ATM, cash-dispensers and home banking. 縮寫－EFT。資金在指交易當事人之間通過電子通訊方式作出的即時轉賬。EFT系統可以是非客戶啟動系統或客戶啟動系統，取決於是由銀行或客戶選擇或啟動系統。由環球銀行財務電訊協會運作的國際電子資金轉移系統SWIFT是非客戶啟動系統的一例。客戶啟動的EFT系統包括自動櫃員機，自動提款機和家庭銀行服務。 |
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