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单词 Proof of loss
释义 損失證明
In insurance law, a contractual requirement which imposes on an insured the burden of proof that a loss has taken place and provision of details and evidence of the loss sustained when making a claim. In requiring proofs or in deciding as to their sufficiency, the insurers must not act capriciously; they must be satisfied with such proofs as would satisfy reasonable men: London Guarantie Co v Fearnley (1880) 5 App Cas 911 (HL). In certain cases strict proof may be required, for example, in burglary: Regina Fur Co Ltd v Bossom [1958] 2 Lloyd’s Rep 425 (CA). The assured may be required to verify the claim by a statutory declaration: Watts v Simmons (1924) 18 LI L Rep 177. Insurance contracts usually contain proof of loss clause.
 就保險法而言,加諸於受保人舉證責任的合約規定,即曾經有損失,並就在作出申索時蒙受的損失提供詳情及證據。 在規定證明或在決定證明是否充分時,保險人不得隨意行事;保險人須信納此等會使合理的人信納的證明:London Guarantie Co v Fearnley (1880) 5 App Cas 911 (上議院)。在若干情況下,或須嚴格證明,例如入屋犯法罪:Regina Fur Co Ltd v Bossom [1958] 2 Lloyd’s Rep 425 (芵國上訴法院)。 受保人可能須要藉作出法定聲明以證明有關的申索屬實:Watts v Simmons (1924) 18 LI L Rep 177。保險合約通常載有損失證明條款。
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更新时间:2024/10/27 5:28:34