单词 | Warranty of value |
释义 | 價值保證 A warranty in an insurance policy that at all times the sum insured will represent the full value of the property insured: Lek v Mathews (1927) 29 Ll L Rep 141. This entitles the insurer to avoid the policy for breach in the case of underinsurance. However the breach of a warranty for value clause only entitles the insure to reduce the amount of its liability by a sum which fairly represents the extent of any prejudice it suffers as a result of the breach: Dawsons Ltd v Bonnin [1922] 2 AC 413, All ER Rep 88 (HL). See also Underinsurance. 保險單中的保證,該保證承諾,保險金額於任何時間內均反映受保財產的全值:Lek v Mathews (1927) 29 Ll L Rep 141。該保證令承保人有權避免因保險單保額不足所引致的違反事項。然而,如發生價值保證違反事項,投保人僅有權從其債務中扣除,能公平反映其因該違反事項而遭受的任何損害程度的金額:Dawsons Ltd v Bonnin [1922] 2 AC 413, All ER Rep 88 (上議院)。另見 Underinsurance。 |
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