单词 | Mortgagee in possession |
释义 | 享有管有的承按人 A mortgagee of land who has entered into and taken possession of the land the subject of the mortgage. Where the property is let, a mortgagee in possession is entitled to take the rents and profits derived from it: Cockburn v Edwards (1881) 18 Ch D 449. Nevertheless, the rents received are applicable in the first instance in paying the current outgoings, such as rent, taxes, and rates: Conveyancing and Property Ordinance (Cap 219) s 54. Where the mortgage security includes a business carried upon the mortgaged premises, the mortgagee is entitled to carry on the business for a reasonable time with a view to sale. However, the mortgagee may be liable to the mortgagor if he fails to carry out his duties properly: Standard Chartered Bank v Grow Up Trading Ltd [1999] 3 HKC 530. The mortgagee would also be liable for any new contracts into which he enters: Burt, Boulton and Hayward v Bull [1895] 1 QB 276. In addition, a mortgagee in possession would be accountable to the mortgagor for rents and profits he received or should have received if not for the neglect or default of the mortgagee, and is liable to execute repairs on the mortgaged premises. Moreover, he would also be liable for waste: Halsbury’s Laws of Hong Kong, Vol 16 (2001 Reissue), Land [230.0772], [230.0773], [230.0774]. See also Equity of redemption; Foreclosure; Forfeiture; Legal mortgage; Mortgage; Mortgagee; Waste. 取得按揭土地管有之土地承按人。凡出租的土地,享有管有的承按人有權收取來自該土地的租金及收益:Cockburn v Edwards (1881) 18 Ch D 449。但儘管如此,所收取之租金必須首先運用於清償現有開支上,如租金、稅項及差餉:《物業轉易及財產條例》(第219章)第54條。凡按揭抵押是包括在按揭處所內所經營的業務者,則承按人有權在一段合理的時間內以售出業務為出發點而經營該業務。但是,假如承按人沒有恰當地履行其責任,他可能需要對按揭人負上法律責任:Standard Chartered Bank v Grow Up Trading Ltd [1999] 3 HKC 530。承按人亦可能要就他所訂定的新合約,負上法律責任:Burt, Boulton and Hayward v Bull [1895] 1 QB 276。此外,享有管有的承按人就已收取,或如非承按人的疏忽、失責而應收取的租金及收益,對按揭人負責,享有管有的承按人並負有法律責任對按揭處所作出修理。還有,他亦須為浪費負上法律責任:Halsbury’s Laws of Hong Kong, 第16冊(2001年再發行)土地,第[230.0772], [230.0773], [230.0774]段。另見 Equity of redemption; Foreclosure; Forfeiture; Legal mortgage; Mortgage; Mortgagee; Waste。 |
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