| 单词 | Second mortgage |
| 释义 | 第二次按揭 A mortgage granted by a mortgagor over specified property, subsequent to a first mortgage granted by the same mortgagor over the same property which has not yet been discharged. A deed of priority may be executed between the first and second mortgagee to specify the priority of payment of the debts owned by the mortgagor to each mortgagee. At common law, second mortgages can only take effect in equity. An ordinary second mortgage in the form of a legal mortgage carries with it all the ordinary remedies of a mortgagee: Conveyancing and Property Ordinance (Cap 219) s 44(2). 繼相同的按揭人授予第一次按揭之後，就尚未解除的財產由按揭人授予指明財產的按揭。第一和第二承按人之間可簽立優先契據，以指明按揭人對每一承按人欠下債務的償付優先次序。在普通法，第二次按揭只可在衡平法生效。 一般以法律上的按揭形式成立的第二次按揭，會附有承按人所有的一般補救方法：《物業轉易及財產條例》（第219章）第44(2)條。 |
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