| 单词 | Banking business |
| 释义 | 銀行業務 1. The accepting money from and collecting cheques for their customers, and placing them to their credit; honouring cheques or orders drawn on them by their customers when presented for payment and debiting their customers accordingly; and keeping of current accounts in their books in which the credits and debits are recorded: United Dominions Trust Ltd v Kirkwood [1966] 2 QB 431, 1 All ER 968 (CA). 2. A business of receiving from the general public money on current, deposit, savings or other similar account repayable on demand or within less than a specified period or with a period of call or notice of less than that period; paying or collecting cheques drawn by or paid by customers: Banking Ordinance (Cap 155) s 2. In Hong Kong, no banking business shall be carried on except by a company which holds a valid banking licence under the Banking Ordinance: Banking Ordinance (Cap 155) s 11. See also Bank; Banker; Banking service. 1. 經營銀行業務。現代銀行業務的特色是：接受客戶交來存款或代客戶收取支票，並在客戶戶口的貸方入帳；在其客戶簽發本身銀行的支票或票據，並提交銀行以提取款項時，予以兌現及之後在客戶戶口的借方相應入帳；在他們的銀行帳簿保持記錄貸方和借方的來往帳戶：United Dominions Trust Ltd v Kirkwood [1966] 2 QB 431, 1 All ER 968（英國上訴法院）。 2. 以下兩種銀行業務的其中一種或兩種：以來往，存款，儲蓄或其他相類的帳戶從公眾人士收取款項，而該等款項須按要求隨時付還，或須在一段短於指明的期間內付還，或須按短於該期間的短期通知期間或通知期間付還；支付或收取客戶發出或存入的支票：《銀行條例》（第155章）第2條。除根據《銀行條例》持有有效銀行牌照的公司外，任何人不得在香港經營銀行業務：《銀行條例》（第155章）第11條。另見 Bank; Banker; Banking service。 |
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