| 单词 | Current account |
| 释义 | 往來賬戶 1. A bank account on which the balance standing to a customer’s credit does not normally bear interest and from which a customer can draw cheques. It is also characterised by frequent credits as money is paid in by the customer and frequent debits as money is paid out in accordance with the customer’s order. The credit balance in the current account is repayable on demand. The customer of a current account may be granted an overdraft and permitted to draw cheques up to an agreed limit beyond the amount standing to the credit of his current account. However, if a customer overdraws his current account without the bank’s permission, he may commit an offence of obtaining property by deception: Theft Ordinance (Cap 210) s 17; Halstead v Patel [1971] 1 WLR 661, [1972] 2 All ER 147. 2. The part of the balance of payments account that records non-capital transactions. See also Account. 1.客戶的貸記餘額通常不含利息且可供客戶開立支票的銀行賬戶。往來賬戶還以客戶存款和依客戶指令出款的頻繁的貸記和借記為特徵。往來賬戶中的貸記餘額可隨時支取。往來賬戶的客戶可 被授權透支並簽發]金額超過賬戶餘額約定限額的支票。然而，如果客戶不經銀行許可而透支賬戶，就可能犯騙取財產罪：《盜竊罪條例》（第210章）第17條：Halstead v Patel [1971] 1 WLR 661, [1972] 2 All ER 147。 2. 此類賬戶專為記載非資本交易。另見Account。 |
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