单词 | Material representation |
释义 | 具關鍵性的申述 In marine insurance law, a representation that would influence the judgment of a prudent insurer in fixing the premium, or determining whether to take the risk: Marine Insurance Ordinance (Cap 329) s 20(2). If an assured makes untrue material representations to the insurer during negotiations for the contract and before the contract is concluded, the insurer may avoid the contract: s 20(1). The question whether a representation is material or not is a question of fact in each case: s 20(7). See also Disclosure; Misrepresentation; Representation; Question of fact; Uberrimae fidei. 就海事法而言,任何申述,如在訂定保費或決定是否承擔風險等方面,會影響一名審慎的保險人的判斷者,即屬於具關鍵性的申述:《海上保險條例》(第329章)第20(2)條。如受保人或其代理人,在洽議合約期間及合約訂立前向保險人作出不真實的關鍵性申述,保險人可廢止該合約:第20(1)條。個別申述是否具關鍵性,在每一個案中均屬於事實問題:第20(7)條。另見 Disclosure; Misrepresentation; Representation; Question of fact; Uberrimae fidei。 |
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