| 单词 | Principal and interest loan |
| 释义 | 主金及利息貸款 A loan in which repayments are calculated taking into account the amount borrowed (principal) and the interests charged so that the loan is fully paid off at the completion of the loan term. Each monthly loan repayment pays off both the interest and the principal. 一項貸款，其還款款額的計算，是以所借的款額（本金）及收取的利息，可在貸款期屆滿時得以完全清還為準。每月就貸款的還款，同時償還利息及本金。 |
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