| 单词 | Overdraft |
| 释义 | 透支 A bank lending arrangement under which a customer is allowed to make drawings in excess of any current credit balance. A bank is obliged to let his customer overdraw only if he has agreed to do so or such agreement can be inferred from a course of business: borrowing and lending are a matter of contract, express or implied. An overdraft is repayable on demand and forms of charge over security invariably provide accordingly: Paget’s Law of Banking (11th Ed) Butterworths. See also Account; Loan; Overdraft; Overdraft facility. 銀行的貸款安排，客戶並藉此可提取超過現有的貸方結餘的款額。除非經同意或在業務過程中產生這樣的推定協議，否則銀行沒有義務讓客戶作出透支：借貸是明示或隱含的合約事宜。透支在要求下還款，而作為還款保證的各種形式的抵押會一律的相應地被提供：Paget’s Law of Banking (第11版) Butterworths。另見 Account; Loan; Overdraft; Overdraft facility。n. |
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