| 单词 | Proposal |
| 释义 | 投保表格 In insurance contract, the offer made by the person who wants to be insured or the form containing that offer. Nowadays, it is normally a standard form of proposal prepared by the insurer for the insured to fill in. The standard form usually contains particulars of the insurance which is required, although this is often done by reference to the insurers’ published leaflets as to the insurances which are on offer. A statement of the particulars of the insurance should contain in clear and unambiguous language any particular events on the happening of which the insurers will escape liability: Provincial Insurance Co Ltd v Morgan [1933] AC 240 (HL). In completing, signing and submitting the proposal, the proposer is providing the information on which the insurers act in deciding whether to accept the proposal at all and if so, at what premium: Newsholme Bros v Road Transport and General Insurance Co Ltd [1929] 2 KB 356 (CA). See also Assured; Insurance; Insurer. 在保險合約,由想受保的人作出的要約或含有該要約的表格。在今天, 通常是一份由 （保險商／承保人／保險公司） 為投保人準備的標準投保表格, 表格由投保人填寫。標準表格通常包含所指定的保險的詳細項目, 儘管通常是在參照（保險商, 承保人, 保險公司）正在要約的保險產品的散頁印刷品後作出。有關保險詳細項目的說明書應以清晰及不含糊的語言包含任何（保險商/承保人／保險公司）會避免法律責任的個別事情: Provincial Insurance Co Ltd v Morgan [1933] AC 240 （上議院） 。在完成, 簽署及呈遞投保表格時, 有關人士在提供 （保險商, 承保人, 保險公司）會倚賴作為是否會接受建議的決定, 及如果接受以何保費受保的資料: Newsholme Bros v Road Transport and General Insurance Co Ltd [1929] 2 KB 356 （英國上訴法院） 。另見 Assured; Insurance; Insurer。n. |
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