单词 | Fidelity guarantee insurance |
释义 | 忠誠保證保險 An insurance policy which provides coverage against pecuniary loss as a result of criminal misappropriation of money or securities: Re Norwich Provident Insurance Society, Bath’s Case (1878) 8 Ch D 334 (CA). Fidelity guarantee insurance usually relates to employment situations. Such policy may contain a condition requiring the defaulting employee be prosecuted at the expense of the insurer before a claim can be made. The policy may limit the time for a claim from the date of the fraudulent act or the date of discovering the loss: T H Adamson & Sons v Liverpool and London and Globe Insurance Co Ltd [1953] 2 Lloyd’s Rep 355. 此等保險保單就因刑事挪用款項或保證而導致的金錢損失提供保障內容:Re Norwich Provident Insurance Society, Bath’s Case (1878) 8 Ch D 334 (芵國上訴法院)。忠誠保證保險通常涉及僱傭關係。此等保單可載有規定在可作出申索前由保險人支付控告失責僱員的條款。此等保單可將申索的時間限於欺詐性行為的日期或發現有關損失的日期:T H Adamson & Sons v Liverpool and London and Globe Insurance Co Ltd [1953] 2 Lloyd’s Rep 355。 |
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