| 单词 | First mortgage |
| 释义 | 第一按揭 A mortgage granted prior in time to the grant of subsequent mortgages by the same mortgagor over the same property. A first mortgage will usually take priority over subsequent mortgages. However, where registration systems are in place in relation to the mortgaged property, a first mortgagee may lose this priority by failing to register interest in the property before registration of an interest by a later mortgagee: Land Registration Ordinance (Cap 128) s 3; Companies Ordinance (Cap 32) s 80. See also Charge; Registrable charge; Second mortgage. 在由相同按揭人對相同財產授予其後的按揭前所授予的按揭。相對於其後的按揭，第一按揭通常享有優先權。但就與按揭財產有關的註冊制度而言，如第一承按人沒有在其後承按人註冊權益前註冊其本身的權益，則該第一承按人可喪失其優先權：《土地註冊條例》（第128章）第3條；《公司條例》（第32章）第80條。另見 Charge; Registrable charge; Second mortgage。 |
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