| 单词 | Voyage policy |
| 释义 | 航程保單 A marine insurance policy that insures the subject-matter ‘at and from’, or from one place to another or others: Marine Insurance Ordinance (Cap 329) s 25. In a voyage policy there is an implied warranty that at the commencement of the voyage the ship shall be seaworthy for the purpose of the particular adventure insured: s 39(1). In a voyage policy on goods or other movables there is an additional implied warranty that at the commencement of the voyage the ship is reasonably fit to carry the goods or other movables to the destination contemplated by the policy: s 40(2). Where the subject-matter is insured by a voyage policy ‘at and from’ or ‘from’ a particular place, it is not necessary that the ship should be at that place when the contract is concluded, but there is an implied condition that the adventure shall be commenced within a reasonable time, and that if the adventure be not so commenced the insurer may avoid the contract: s 42(1). The adventure insured must be prosecuted throughout its course with reasonable dispatch, and if without lawful excuse it is not so prosecuted, the insurer is discharged from liability as from the time when the delay became unreasonable: s 48. See also Average; Time policy. 所承保的標的物是「於及由」或是由某處到另一處或其他多處地方而受保的海上保單：《海上保險條例》（第329章）第25條。在航程保單內有一項隱含保證，保證船舶在航程開始時就特定的受保冒險而言是適航的：第39(1)條。就貨品或其他動產而訂立的航程保單內，有一項額外的隱含保證，保證船舶在航程開始時能合理地適合運載有關貨品或其他動產往保單所預計的目的地：第40(2)條。凡標的物根據航程保單「於及由」或「由」某處地方受保，船舶無須於合約訂立時已處於該處地方，但卻有一項隱含條件，規定冒險須在合理時間內開始，以及規定該項冒險如不如此開始，則保險人可廢止該合約：第42(1)條。如屬於航程保單，受保冒險在整個過程必須合理迅速地進行。如無合法辯解而不如此進行，則保險人的法律責任由延擱變得不合理時起獲得解除：第48條。另見 Time policy。 |
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