| 单词 | Fixed deposit |
| 释义 | 定期存款 A term or time deposit. Money placed with a bank licensed under the Banking Ordinance (Cap 155) for a fixed term at a fixed rate of interest which remains unchanged during the period of the deposit. Generally, the interest rate varies according to the duration of the time with which the money is deposited at the bank, and the deposit cannot be withdrawn until maturity, ie the expiry of the agreed period of deposit. 指有期限的存款戶口。在固定的期限內，以固定的利率存放於根據《銀行業條例》（第155章）領有牌照的銀行內的款項，而在存款期間，利率維持不變。概括而言，利率會按照存放在銀行內的款項的期限而變更，而在到期日之前（即雙方同意的存款期），不可提取該存款。 |
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