请输入您要查询的单词:

 

单词 Overdraft account
释义 透支帳戶
A current account having a debit balance. It is effectively a loan granted by a bank to its customer, thus reversing the role of debtor and creditor in the banker-customer relationship: Re Hone, ex p Trustee v Kensington BC [1951] Ch 85. A bank may charge interest on the overdraft account. A customer who draws a cheque when there are insufficient funds in his or her account to meet the cheque is making an implied request to the bank to supply overdraft facilities: Cuthber v Robarts, Lubbock & Co [1909] 2 Ch 226. See also Account; Loan; Overdraft; Overdraft facility.
指有借方結餘的來往帳戶。實際是一項銀行批出的貸款,並扭轉了銀行與客戶間的債務人及債權人關係:Re Hone, ex p Trustee v Kensington BC [1951] Ch 85。銀行可就透支帳戶收取利息。客戶如在其帳戶沒有足夠款項償付支票的情形下開出支票,此乃向銀行隱含提出請求提供透支服務:Cuthber v Robarts, Lubbock & Co [1909] 2 Ch 226。另見 Account; Loan; Overdraft; Overdraft facility。
随便看

 

法律词典收录了8080条英汉双解法律词条,基本涵盖了常用法律英语单词及短语词组的翻译及用法,是法律学习的有利工具。

 

Copyright © 2000-2023 Newdu.com.com All Rights Reserved
更新时间:2025/9/15 12:25:00