| 单词 | Paying bank |
| 释义 | 付款銀行 The bank upon which a cheque was drawn. The term was imprecise since a bank could pay a cheque as agent for the bank on which the cheque was drawn. Now referred to as the ‘drawee bank’. Where a customer pays money into his account, the bank obtains title to the money and assumes a contractual liability to repay an equivalent amount to the customer or to his order. At any given time, the bank is liable to repay its customer the amount of the credit balance on the account or, where the bank has a presently exercisable right of set-off, the net balance on one or more account: Paget’s Law of Banking (11th Ed, Butterworths) pp 327-328. See also Drawee bank. 被要求兌現支票的銀行。 這詞並不精確，因為任何銀行也可以作為被要求兌現支票的銀行的代理人身分支付支票。現時則稱為「受票人銀行」。凡客戶存款入其帳戶，銀行便獲得該款項的所有權，並承擔了付還該客戶或其指定的人相等款額的合約上的法律責任。在任何指定的時間內，該銀行是有法律責任付還其客戶在帳戶上貸方結餘的款額；或者，如銀行擁有隨時行使的抵銷權時，則銀行是有法律責任付還一個或多個帳戶的淨餘額：Paget’s Law of Banking（第11版，Butterworths）第327-328頁。另見 Drawee bank。 |
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