法律英语词汇“Secured loan”的翻译、意思、用法、释义-法律词典

单词	Secured loan
释义	擔保貸款／有抵押貸款 A loan in respect of which the borrower offers assets as collateral to the lender. If the borrower defaults on the repayment of the loan, the lender has the right to sell those assets and retain the proceeds up to the amount of the loan. This provides greater security to the lender of the loan: Kazan Properties and Investment Ltd v King’s Dyeing & Weaving Factory Ltd (In Liq) (CACV 13/88, unreported). A secured loan is thus generally less risky to the lender than an unsecured loan and commands a lower rate of interest. 有關借款人提供資產作為貸款人的抵押品的貸款。如借款人在償還貸款時拖欠債款，貸款人有權出售該資產及保留收入，直到符合貸款的款項。對貸款的貸款人而言，此提供較大的保證：Kazan Properties and Investment Ltd v King’s Dyeing & Weaving Factory Ltd (In Liq) (民事上訴，88年第13號，未經彙報)。因而對貸款人而言，擔保貸款／有抵押貸款普遍較無抵押貸款具較少的風險，及掌管較低的利率。
随便看	Balance date Balance of convenience Balance of power Balance of probabilities Balance order Balance sheet Balance sheet date Balance sheet disclosure Balance sheet risk Ballot Ballot-paper Balustrade Bancassurance Banishment Bank Bank account Bank bill Bank bill future Banker Banker-customer relationship Banker's acceptance Banker's draft Banker's lien Banker's opinion Banker's standard of care

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